Since joining NRT in 2017, Joe has been responsible for all software development, payment systems and project management functions. His diverse and impressive engineering group is responsible for building and evolving all of NRT’s hardware and software.

Joe has nearly 40 years of experience in the POS, banking and payment industries. Previously, he served as President of TDG Inc, a software development company for the payments terminal industry, specializing in cryptology, chip cards, near field communication, PCI and EMV. In that role, Joe managed a team of software developers, project managers and quality assurance analysts. TDG provided services to companies such as First Data, TD Bank, BMO and Moneris, Safeway, A&P, McDonald’s, HBC and Ikea.

Prior to that, Joe was Senior Architect for the Bank of Montreal, where he worked on strategic initiatives and performed technical due diligence for various mergers and acquisitions.